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Personal finance is basically the financial planning that a family or an individual performs on a regular basis, to plan, save, and invest money over the long term, based on various economic risks and future life expectations. In personal finance, you would, first of all, determine your own goals for financing your life, whether it’s for living a comfortable and secure retirement or starting a new business, or simply saving money for the future. You would then find appropriate investments and financial tools that can help you reach those goals. This way, you are making